Dental insurance is often a dreaded topic to navigate for most patients because of the complicated jargon and variance in coverage. At NU Dental of Barnegat, we’re here to make that process easier by helping you along every step of the way and answering any questions you may have about your benefits. Below, we’ve outlined some basics about the average dental insurance plan. If you have any questions, don’t hesitate to call us!
Every dental insurance plan is different, but in order to understand most of them, there are a few key terms that you should know. These include:
It’s important to note that every dental insurance policy differs, so to find out what yours covers, you’ll need to contact your insurance company directly. Typically, dental insurance providers determine coverage based on a 100-80-50 structure. Basically, what this means is that they cover 100 percent of preventive treatments, like checkups and cleanings, 80 percent of minor services, like cavity fillings, and 50 percent of more serious procedures, such as tooth extractions. That means that you can save yourself from out-of-pocket costs and keep your smile healthy by staying on top of your routine dental appointments.
At NU Dental of Barnegat, we’re an in-network provider with several different dental insurance providers, which means that we’ve negotiated discounted rates and fees with them that allow us to pass on savings to you! We are also happy to file claims with out-of-network plans to help you maximize your benefits while you get the high-quality care that you deserve. To learn more about what plans we’re in-network with, call our dental office today!